Parity tagged posts

Why Aren’t Those Who Need Mental Health Care Able to Receive it When Needed Most?

stockvault-locked99163Over and over again we hear of tragedies that might have been averted if only people had access to quality mental health care.  The Daily Beast does an excellent job of covering the latest such tragedy involving Gus Deeds stabbing his father, Virginia politician Creigh Deeds.  According to the Richmond Times-Dispatch Gus Deeds did receive a psychiatric evaluation on Monday, the day before the stabbing, but was release due to lack of a psychiatric bed across the entire western Virginia region.

In Tennessee the department of mental health is evaluating their budget for the next several years...

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Why Communities Matter In Addressing Mental Health

kennedy forum logo

In 1996, then-First Lady Hillary Rodham Clinton elevated the saying, “It takes a village,” in talking about the various outside influences of caring for and raising children. All politics aside, the impact of thousands of communities in treating patients with mental illnesses cannot be overstated – everyone has a role to play and how we go about addressing these illnesses will have far-reaching societal implications. This was the primary focus of a morning panel discussion at today’s Kennedy Forum in Boston.

Collaboration doesn’t exist without education. Panel Moderator Chelsea Clint...

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First Kennedy Forum Panel Spotlights Past and Future of Mental Health Care

kennedy forum logo

Care For Your Mind is here today at The Kennedy Forum, and the daylong conference kicked off early this morning with the first panel discussion that looked at the historical significance of President Kennedy’s mental health initiative. This month marks the 50th anniversary of President Kennedy’s signing of the Community Mental Health Act, a law that provided federal funding for community mental health centers in the United States. In addition, it helped raise the conversation around mental illness in this country.

Mental Health and the Civil Rights Movement

The discussion focused on exami...

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CFYM to Attend The Kennedy Forum

kennedy forum logo

On Thursday, leaders from the mental health advocacy community will gather in Boston, MA for the Kennedy Forum, a conference established to advance the national conversation around mental health care and advocate for policies that will improve our nation’s mental health care system. Panels and conversations at the conference will focus on creating new avenues for treatment for those affected by mental illness and other disabilities.

Honoring President John F...

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Will Your New Insurance Plan Do a Better Job Covering Your Mental Health Care?

Gretchen is optimistic that hers will.

The federal government is in shutdown mode but the health insurance marketplaces are open for business. People with mood disorders and their families have the opportunity to explore the pros and cons of different insurance plans that become effective in January 2014. Mental health care must be covered, but will the different levels of plans pay for the services you need? What will you need to pay for yourself?

Gretchen, who lives with a mental health condition, is hopeful that her new insurance will cover her preferred therapist and psychiatrist...

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Participate in Largest Expansion of Mental Health Coverage in a Generation

healthinsurance2The government may not be open for business, but the market exchanges and 24 hour phone lines are operating today!

Marking today’s opening of the health exchanges, Care for Your Mind shares information and resources about who has to have insurance, what’s involved in enrollment, and what we know about mental health care coverage.

Millions more will now have access to mental health care

If you’re looking for health insurance, you have some new options! Today the health exchanges are open for business. That’s because today is the first day of the enrollment period for the health exchanges established under the Affordable Care Act (ACA) to enable the purchase of health insurance.

Here we are providing links to information covering the individual mandate, enrollment in a health exchange, and what is currently known about mental health coverage. Do you know how the ACA is changing health care?

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Are You Getting All the Mental Health Coverage You Deserve?

CarolMcDaidCarol McDaid
Winning strategies for filing a mental health insurance coverage grievance

CFYM Note: This is the last in the series by Carol McDaid on your rights with regards to mental health insurance parity laws and expanded coverage under the Affordable Care Act. Tuesday’s post provided an overview of what types of denials to look out for. Today, Ms. McDaid tells readers how to file a grievance for denial of mental health insurance coverage.

When should I file an appeal

Mental Health America compiled this list of questions to help you understand if you should appeal a coverage denial. At first glance, the questions may seem to require a sophisticated understanding of your plan and the law, but you can simplify it this way: If the answer is YES to any of the following questions, the plan is most likely not in compliance with the new laws.

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What Can You Do If Your Mental Health Benefits Are Denied?

Carol McDaid
Carol McDaid
Parity Implementation Coalition

Follow these practical steps to win your appeal.

CFYM Note: Last week, Carol McDaid answered the question, “Doesn’t health insurance have to cover mental health care?” She also described steps to make sure you’re getting all the health care benefits you should. This week, Ms. McDaid covers what the mental health parity law means for you when you don’t get the benefits you’re entitled to.

From promise to reality

The fact that we now have two federal laws requiring mental health parity is cause for celebration—both for those of us who spent years advocating for the laws and those of us, me included, who have been denied coverage by our insurance plans.

The Mental Health Parity and Addiction Equity Act was signed into law in 2008. The Affordable Care Act goes into effect January 1, 2014, and will require more plans, including those in the newly created health insurance exchanges, to offer mental health parity. (Read more about the laws in Part 1 of this series.)

The federal laws are on top of state laws that exist in approximately 40 states to protect people from being denied mental health benefits through public and/or private employer-sponsored health insurance. (View a chart of state mental health parity laws from the National Alliance on Mental Illness.)

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